Dr. Tom’s Blog
Medicare Advantage and Pre-Existing Illnesses
If you decide Medicare Advantage is not for you and go back to traditional Medicare, some of your pre-existing illnesses may not be covered by any “medi-gap” insurance you purchase.
It’s actually pretty common for this to happen.
If you have traditional Medicare and a “medi-gap” insurance supplement and are thinking of enrolling in Medicare Advantage, make sure you ask your insurance agent what happens to your coverage if you decided you need to go back traditional Medicare at a later date.