If you’re denied a service under your Medicare Advantage plan, appeal it.
90% of the time, you’ll win.
Medicare Advantage Organizations (MAOs) like your insurance company routinely deny claims to save money.
Sometimes they have a reason, other times they do it at random.
Because they know that fewer than 10% of the time, you’ll appeal.
Show them who’s boss. When you’re denied a service you believe you need, ask your personal clinician to appeal for you. If they won’t, ask the agent at your insurance home (you do have one, don’t you?).
If they won’t, do it yourself. Here’s a great primer that shows you how.
You have nothing to lose—except your good health.