Your Medicare Advantage insurance partners are doing everything they can in their contracts to push care costs down to you.     You can be certain they’re altering your contracts, debiting you for expenses you’re not responsible for and hoping you won’t notice, they’re even taking kickbacks and giving exclusive rights to certain vendors to service your patients—and charging the higher-than-market rates to you.     This is all cynical, I know. but it’s...

  If your organization takes downside financial risk from your Medicare Advantage insurer (and if you don’t you soon will), then you have some sort of line item for “stop-loss insurance” to protect you against an adverse experience.       Stop-loss insurance covers you in case a patient’s care costs exceed a certain threshold—it keeps you in the game when you suddenly have an unusually large number of patients pop up with health problems....